RubinBrown was featured in University Business, where Chester Moyer, Assurance Services Partner, outlines how recent federal changes to graduate student loans are reshaping university financail models and enrollment strategies. Read the full article on UniversityBusiness.com by clicking here.

Key Highlights: 

• Recent federal policy changes eliminate Graduate PLUS loans and impose new borrowing caps for graduate students.
• Most graduate programs will now face a $20,500 annual loan limit, significantly altering long‑standing funding assumptions.
• Institutions that rely heavily on graduate enrollment may experience increased pricing and enrollment pressure.
• High‑cost and workforce‑critical programs, including nursing and allied health, may see reduced accessibility for students.
• Private lending and institutional aid offer limited relief and introduce additional risk and complexity.
• Colleges and universities must reassess tuition strategies, third‑party partnerships, and program design in response to this permanent structural shift.

Are you prepared for changes to graduate student lending?

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To learn more about our services, visit RubinBrown's Assurance Services webpage or contact Chester Moyer.

Published: 04/08/2026

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